Even in market fluctuations, gold is seen as a safe harbour commodity that may preserve actual value. Gold investments in the form of gold are available for purchase. As a Commodity-Linked Structured Product, these investments are purchased. You must accept a currency pair and Target’s terms in order to purchase these items. Rate of conversion. Gold is considered as money in a CLSI and has the currency code XAU. Gold is a liquid investment that may also be exchanged at a discount. This is particularly critical for individual investors who would not have access to a gold vault during a crisis.